What is an IFSC code?


IFSC stands for “Indian Financial System code” for INDIA and International Financial Service center for other countries.

In this post, we will discuss on India IFSC code.

IFSC code (INDIA)

IFSC code is a unique alphanumeric code with a character length of 11 digits. Basically IFSC code is used to identify Bank branches or I can say identifying each branch of every Bank in India. It facilitates electronic funds transfer in India. A code which uniquely identifies each branch that participates in main payment and settlement systems within India.

Where it is used?

RBI (Reserve Bank of India) developed it for doing electronic payments or transfer money using RTGS (Real Time Gross Settlement) , NEFT (National Electronic Fund Transfer), IMPS (Instant Mobile money transfer), Immediate payment services and CFMS (Centralized Fund management system).


How the 11 digits are categorized?

XXXX- First 4 digits represent Bank

X- 5th digit is always 0 (Zero) which is reserved for future use

XXXXXX- Last 6 digits represent the Branch


What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

Explore IFSC Codes

Find IFSC details of any bank and brach from over 150000 branches.

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Au Small Finance Bank Limited Baddi-bank Square Sai Road Solan Branch IFSC/MICR Code Details
Bank Name AU SMALL FINANCE BANK LIMITED
Address KHASRA NO 538 416 16 529 416 16 528 416 16 KHATA KHATUNI NO 162 166 162 167 FAUJI COMPLEX BANK SAQUARE SAI ROAD MOJA BILLANWALI LABANA TEC BADDI 173205
State HIMACHAL PRADESH
District SOLAN
Branch BADDI-BANK SQUARE SAI ROAD
IFSC Code AUBL0002382
Branch Code 002382 (Last six characters of IFSC code represent Branch code.)
MICR Code 160765004
Contact Phone 0
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